How Experian Transformed its Business by Using APIs - Build What's Next
Case Study

How Experian Transformed its Business by Using APIs

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Experian, a traditional credit bureau, transformed into a true technology and software provider by leveraging APIs to gather, analyze, and process data in ways that other companies just can’t.

Chances are, when you think of Experian you think of a traditional credit bureau that provides credit reports. But Experian has transformed into a true technology and software provider. We gather, analyze, and process data in ways that other companies just can’t. Businesses use this data to make smarter decisions about credit and lending, as well as to prevent identity fraud and crime. We’re also able to use this data to help individuals take financial control of their own lives and access all kinds of financial services with products like Experian Boost.

Transforming data delivery, transforming the enterprise
A big part of our digital transformation has been based on our API program. We approached APIs with a concrete goal in mind. We knew exactly how we wanted to transform the business, and we had a set plan to achieve that. For us, this meant establishing an API center of excellence as a first step. It’s sole purpose was to enable the business units to create their APIs quickly and correctly, then apply them properly. We then went out to the business units one by one so that we could train them to build their APIs in a customer-friendly way. We taught them the entire API process of building, giving access to developers internally and externally.

This approach is fundamentally different from previous ones. As far back as the 1990s, our customers connected to us via software applications installed on their systems. As technologies evolved, our services to customers evolved, and we began supporting XML-based transactions and custom integrations with our partners. Some of these integrations actually included VPNs rather than going through HTTP connections. We did custom database schemas, one-off processes, and all kinds of custom development. 

This meant that we had a team just for our IT system processes. This team kept growing as Experian continued to acquire new companies. Each acquisition brought a new way of doing integrations and business. We had a real challenge in standardizing development practices, which led to a lot of isolated environments inside the company. We had disparate data repositories and non-standard client conductivity, which hampered innovation.

Responding to customer demand for APIs
When we first started, we had some concrete goals. We wanted to grow our ecosystem, develop a massive reach for transaction and content distribution, power a new business model, and drive innovation. Basically, we wanted to use APIs to transform our business into a platform, and we wanted to build an ecosystem that leveraged this API platform to develop new solutions. 

Our leadership also understood the importance of delivering information to our customers in the way they wanted to consume it. Our customers had told us that they didn’t want software, they just wanted access to the data—and APIs are the easiest, most secure way to grant that access. 

The Apigee API management platform as an enterprise solution
We knew we needed an API management platform to enable this step forward. In addition to the documentation and discoverability, we also wanted a place to create APIs fast, and where we could get visibility into usage and other metrics. The Apigee API management platform from Google Cloud offered all of this, and more. From the robust feature set to advanced security to the developer portal to analytics – Apigee provides us everything we need to run an enterprise-class API program.

Now that we have our API program up and running, integrations no longer take months. In some cases, it’s just a matter of minutes or seconds. Customers can simply look at our documentation on how to invoke APIs and begin consuming data in seconds. We started with this new model in our three largest markets: North America, the United Kingdom and Brazil. Later, we rolled it out to Singapore and Australia, while deploying an on-premises platform for some of our North American business units that needed to provide their APIs internally only. Next, we went to EMEA. At this point, we’ve deployed Apigee company-wide, giving us a flexible deployment model that maintains a centralized platform and processes.

We continue to evangelize the program today, and we recently conducted a workshop with the Apigee team to train our EMEA business unit and get them onboarded to the platform. They were able to start developing API proxies right away, and they’re set to go into production with as many as nine of them. We also went live with three developer portals, which we call API hubs, in North America, the United Kingdom, and Brazil. 

As we expand, we don’t want to keep building up different developer portals for each region because then we’re going to have too many. Alternatively, we plan to combine them into a single global developer portal that will allow users to select geographies of interest where they’ll be presented with relevant information.

Experian continues to evolve the types of products and services we offer. Thanks to Apigee, we have the flexibility, security, and technology to keep innovating and providing value to our business and our customers.

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AppSheet is Useful for Schools & Universities to Custom-build Apps

AppSheet, Google Cloud’s no-code platform that eases application development and automation process without writing even a line of code. In the education space, AppSheet can come in handy easily as a unified platform to build custom applications that also integrates seamlessly with Workspace, allowing schools and universities to save on time and resources on updating IT infrastructure.

From updating sheets, sharing documents and study material over drive to scheduling events on Calendar, organizing lectures and team meets over Meets, AppSheet allows easy collaboration and access. Watch the video to build apps that are best for your University or school using Google Cloud’s AppSheet!

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Modernizing 100-Year Old Retail Chain with Anthos

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See how the H-E-B engineering team started breaking down their Curbside and Home Delivery monoliths into microservices, why they chose to make Kubernetes, and why they’re leveraging Anthos as a hybrid cloud platform.

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BURGER KING Germany: Serving Up Marketing Insights and Supply Chain Visibility Easily

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BURGER KING Germany built an ETL pipeline that channels ticket data for every sale into BigQuery allowing the marketing team to easily see exactly which products are selling well so that they can tweak promos. The data is also helps monitor the supply chain to make sure enough produce is delivered to restaurants in response to changes in demand.

Do hamburgers really come from Hamburg? This may still be a matter of debate, but the popularity of American-style burger joints not just in Hamburg but all over Germany, is clear. Germany’s top two fast food companies are both burger chains. One of them is BURGER KING®, a global brand that welcomes more than 11 million customers worldwide every day. The company arrived in Germany in 1976, when its first restaurant opened in Berlin. It now operates more than 100 restaurants across Germany, with franchisees operating more than 600 restaurants of their own.

“In the fast food industry, being able to move quickly is very important. That means delivering the right promotion to our app or launching a viral campaign within days. To do that across more than 700 restaurants, we need the support of the right technology.”

Oliver Mielentz, IT Manager, BURGER KING® Deutschland GmbH

Previously a subsidiary of the U.S. business, BURGER KING® Germany became an independent company in 2015. As a result, it needed to develop its own IT infrastructure, and the changeover needed to happen fast. “We had to put in place systems that would work for the entire network of franchisees and enable us to easily roll out campaigns,” explains Oliver Mielentz, IT Manager at BURGER KING® Deutschland GmbH.

With the help of Google Cloud Premier partner Cloudwürdig, BURGER KING® Germany chose Google Cloud and G Suite as the right combination to suit its needs.

“In the fast food industry, being able to move quickly is very important,” says Oliver. “That means delivering the right promotion to our app or launching a viral campaign within days. To do that across more than 700 restaurants, we need the support of the right technology.”

Building a franchisee platform in just three months

When a business has multiple franchisees, it’s important to make sure everyone is on the same page, especially in the fast-paced fast food environment. “We have to collate data from all our franchisees and produce reports quickly in order to react to changes in customer behavior,” explains Oliver. “That means processing every transaction that takes place in our restaurants.” Following the restructure, BURGER KING® Germany also needed to build a secure invoicing system with data storage and optimize its communication channels.

“Using Tableau with BigQuery, we’re able to produce reports very quickly. Previously, it took much longer, as data had to be fetched manually. Our reaction time is now almost a business day faster.”

Oliver Mielentz, IT Manager, BURGER KING® Deutschland GmbH

With support from Witter-IT, BURGER KING® Germany chose Cloudwürdig to build its BKD Connect internal platform on Google Cloud. Thanks to the ready-to-go tools on Google Cloud, it was able to put its invoicing system and data warehouse in place in just three months.

For the BURGER KING® Germany data warehouse, Cloudwürdig built an ETL pipeline that channels ticket data for every sale into BigQuery. “Data is gathered from the restaurants,” says Oliver, “and using Tableau with BigQuery, we’re able to produce reports very quickly. Previously, it took much longer, as data had to be fetched manually. Our reaction time is now almost a business day faster.”

As the ticket data for every transaction is stored in BigQuery, the marketing team can easily see exactly which products are selling well. That’s crucial for tweaking promotions as well as monitoring the supply chain to make sure enough produce is delivered to restaurants in response to changes in demand.

“Thanks to BigQuery, we have a speedy data pipeline that enables us to react on the same day to changes in the market and eliminate bottlenecks in production,” says Oliver.

Switching to G Suite to improve communication

To enable franchisees to sign in to its BKD Connect Platform, BURGER KING® Germany needed a secure authentication system. To solve that problem, it chose to provide franchisees with G Suite accounts. “It’s really easy to set up a new franchisee on the platform. I just create a new G Suite account and Drive folder for it, and it’s ready to go,” says Oliver. G Suite also helps the franchise network to run efficiently, as daily reports are automatically saved to Drive and shared to the appropriate regional network. “Thanks to that system, it’s much easier for any team at headquarters to access the information it needs,” Oliver explains.

BURGER KING® Germany also recently extended its use of G Suite across the whole company. “Following an evaluation of our previous email and productivity software, I made the decision to switch solely to G Suite,” says Oliver. BURGER KING® Germany employees now use GmailCalendar, and Drive for their day-to-day productivity needs. “We only just completed the migration, but already, everyone’s happy,” says Oliver. “It’s so easy to share a file using Drive or set up a meeting on Calendar.”

“We’re big fans of Hangouts Meet, and we have two rooms here at our Hanover headquarters equipped with Hangouts Meet hardware,” Oliver adds. “The speech quality is good, and it’s helpful to be able to see every participant, especially when you’re running a meeting with multiple franchisees.”

Optimizing infrastructure to power innovative campaigns

The BURGER KING® app, available for iOS and Android, helps the company to deliver a great customer experience. Through their MyBK accounts, guests can access coupons and special promotions. “We had a really interesting campaign for Easter: guests used the app to hunt for virtual Easter eggs,” explains Oliver. “We knew it was going to be big, and our previous back end wouldn’t have been able to handle the traffic.”

To enable the marketing campaign to go ahead, BURGER KING® Germany moved the back end of the app, along with its website, to Google Cloud. For developing and running its web and app back ends, it now uses App Engine and virtual machines on Compute Engine, as well as Memorystore and Cloud Functions. For monitoring and logging, it uses Stackdriver, and Cloud CDN and Cloud DNS to easily handle its traffic.

“We ran the campaign without any performance issues, even though we were receiving several million hits a day,” says Oliver. Since migrating the back end to Google Cloud, the marketing team also launched the popular “Escape the Clown” campaign. “That campaign blew our minds!” says Oliver. “It wouldn’t have been possible without Google Cloud, because it required a lot of back end capacity.”

To develop the app infrastructure it needs, BURGER KING® Germany relies on Cloudwürdig. “Working with Cloudwürdig is great because the team has the same agile mindset as us,” says Oliver. “When we have a new idea, we just set up a meeting, and in a couple of days the new infrastructure is in place. For Escape the Clown, it only took a few weeks to get everything ready to launch.”

Leveraging integrated tools to grow the business

Using Google Cloud together with G Suite enables BURGER KING® Germany to run its franchise network efficiently, while keeping its IT team lean. “Google Cloud and G Suite are the perfect fit for the way of working at BURGER KING® Germany,” says Oliver. “Many of the company’s operatives are often on the road, visiting restaurants and franchisees. With these tools, they can work flexibly and react quickly to the situation on the ground.”

“In order to grow the business, we need to use the data we receive every day to understand exactly what is happening in our restaurants. With the tools provided by Google Cloud, we can get more guests through the door and offer them a better experience.”

Oliver Mielentz, IT Manager, BURGER KING® Deutschland GmbH

It also helps to keep infrastructure costs under control. “With Google Cloud, we only pay for what we use, which is really important for us,” Oliver explains. “It means we can scale up quickly if we see an opportunity to react to a trend in customer behavior and launch a new marketing campaign that resonates with the moment. When it’s finished, we can then scale down again, and that definitely saves us money.”

BURGER KING® is now working with Cloudwürdig to add more functionality to the BURGER KING® app using Google Kubernetes Engine. “We like to work with customers long-term to support their digital transformation. BURGER KING® Germany is a great example of how one project can develop into a great collaboration,” says Benny Woletz, Managing Director of Cloudwürdig.

BURGER KING® also plans to expand its presence in Germany and gain a greater market share by further tailoring both its marketing and the way it runs its restaurants to answer its guests’ needs. “In order to grow the business, we need to use the data we receive every day to understand exactly what is happening in our restaurants,” says Oliver. “With the tools provided by Google Cloud, we can get more guests through the door and offer them a better experience.”

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The Ultimate Guide to Planning for a Multi-Cloud World

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One of the great opportunities of cloud technology is the ability to combine and integrate different tools, services, and platforms. But, the question of which cloud tools and platforms to use—and how to ensure they work together seamlessly and securely still persists.

According to recent research, 82 percent of enterprises have a hybrid cloud strategy, running applications in an average of 1.5 public clouds and 1.7 private clouds; and IDC predicts increasing adoption of hybrid cloud architectures. As a result, many large organizations already depend on mixed networks composed of multiple cloud service providers, third-party cloud platform vendors, and on-premises systems.

So, how do organizations implement a successful multi-cloud strategy while deriving the full benefits of the cloud?

What enterprises need is an open-source strategy and consistent governance that will help companies use multi-clouds to compete in the digital world. Download this Harvard Business Review whitepaper to know more.

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How APIs Helped PWC Open New Revenue Streams Using Existing Data

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PwC Australia has taken the global lead in building new, technology-based, turnkey lines of business outside of PwC’s traditional service areas. PWC is applying its insights and knowledge base to the company’s vast amounts of existing data and leveraging APIs to uncover new revenue models and new services to offer to its customers.

PwC, one of the “Big Four” accounting firms, is well-known for professional services structured around auditing, insurance, tax, legal, and traditional management consulting. In Australia, the PwC Innovation and Ventures group has taken the global lead in building new, technology-based, turnkey lines of business outside of PwC’s traditional service areas. Applying its insights and knowledge base to the company’s vast amounts of existing data, PwC has uncovered new revenue models, distinct from its traditional, labor-intensive services.

Traditionally, people at PwC connected to critical data in response to scheduled tasks or crises in order to provide independent advice, often after the fact, when there’s little runway to make considered business decisions. The company wanted to move beyond the status quo, where people connected to static data and where benchmarking, deeper insights, and alerts were often an afterthought. Expertise gained from analyzing data and drawing valuable insights often was limited to individuals—it didn’t scale. PwC aimed to leap forward technologically and build utility and value for its customers through the development of a vibrant API-based ecosystem.

Innovation From Down Under

Australia is helping to lead the way at PwC from a software and development perspective. Early on, the Innovation and Ventures group decided to collaborate with PwC New Zealand, which leads the world in cloud general ledger adoption. The group represents the first with over 20% of its customer companies keeping their general ledgers in the cloud (that figure is currently around 35%), and serves as an early example of what can be achieved with APIs based on cloud general ledger data.

Accessing proprietary data (most significantly general ledger data), transforming it, and connecting it to an ecosystem of partners and clients via APIs, has quickly proved a winning formula for PwC, in the form of its Next platform, which combines multiple cloud accounting tools and integrated cloud applications in an open platform. It also includes customizable dashboards that provide a holistic view of a client’s entire portfolio, including business trends, in real time.

“By our very nature, we’re a people and services business, evolving into a data business. The biggest help that Apigee has provided in this transformation is in helping us expose core, rich data so that our people who provide services today can actually demonstrate value in the market tomorrow.”

— Trent Lund, PwC Australia

In developing the firm’s first technology products, PwC Australia’s Head of Innovation and Ventures Trent Lund was adamant that as an accounting firm, PwC never spend a dollar building something that technology professionals had already done better. That credo led Lund to select Google’s Apigee as PwC’s platform of choice for developing productized APIs.

Cloud-first Strategy

Increasingly, the datasets PwC wants to connect with are from public sources and open APIs coming from cloud providers. The Apigee toolset is perfectly positioned for Lund’s team’s focus on data connectivity—especially now that Apigee is part of Google, Lund says.

“The Apigee integration into Google is really helpful for us because we can connect in with that same ecosystem. Our team is relatively small by global standards, so we really don’t have time to try and foster multiple technology relationships,” Lund says. “We need to have deep, trusted relationships where we can get a level of sharing now and into the future, and that’s what we get with Apigee.”

PwC Australia continues to innovate and build the platform, but rather than continuing to pay for development from its local innovation fund, the platform is now funded globally so that it can be accelerated and shared across four countries. Australia, New Zealand, the United Kingdom, and the United States are simultaneously guiding the platform’s requirements and features as PwC develops with an awareness of each country’s individual regulations.

For example, compliance with the European Union’s General Data Protection Regulation (GDPR) and China’s data residency rules would be far more complicated without a single technology partner like Apigee that experiences the same global challenges as part of Google, Lund says.

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