How AI-powered ML Models Helps Run Unemployment Claims Verification at Scale

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2:00 Minutes
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With unemployment application submissions reaching record numbers over the past year, state and local agencies in the United States have faced the challenge of processing unprecedented numbers of claims per week. The digital infrastructure most agencies have in place is unable to handle this volume, resulting in constituents waiting longer, and bad actors taking advantage of vulnerable systems. The Department of Labor Inspector General estimates that $63 billion in claims distributed is either an improper payment or fraud.
Validating claims also requires secure data sharing with other agencies for document and identity verification. Government leaders need a way to allow case adjudicators to quickly and confidently release backlogged claims, integrate with existing systems, and segment legitimate claims from potentially fraudulent ones — all within limited government budgets — securely and at scale.
Implementing a fraud detection solution on Google Cloud
States were under pressure to release payments, while also filtering out potentially fraudulent claims. SpringML and Google Cloud developed a framework to give adjudicators a reliable verification process that quickly filters potentially fraudulent claims, while processing the remaining claims so benefits reach citizens in a timely manner. SpringML and Google Cloud, applied AI-powered machine learning models to detect anomalous patterns in large datasets. Using Google Cloud tools, SpringML implemented a solution to streamline workflows, improve efficiencies, automate processes and identify potentially fraudulent claims.
SpringML used a variety of Google Cloud products to deliver a fraud detection solution, including:
- Google Cloud Storage to store and manage data
- BigQuery to store tabular data and BigQuery Machine Learning (BQML) to conduct machine learning on that data
- AutoML solutions to build predictive models and risk scoring
- Visualization tools such as Looker and Data Studio to present data and help government leaders make informed decisions.
Implementing machine learning to detect improper payments allows agencies to classify claims as “fraud” or “not fraud” based on the number of flags, as well as prioritize the most urgent claims. Deploying intelligent virtual agents to handle frequently asked questions meant that live agents could focus their time on more challenging cases.
Even once the pandemic is behind us, there will be bad actors trying to take advantage of overwhelmed or legacy systems. We’ve identified a few best practices for agencies managing enormous case loads and looking to improve improper payment analytics:
- Move your systems to the cloud. Many on-premises legacy systems can’t update their applications and scale to meet the volume of claims. Moving to a cloud environment enables rapid solution deployment and ingestion of large amounts of data without fear of overloading the system. The cloud scales with you–cost-effectively and securely.
- Understand patterns in the data. The answer is always in the data — we used deep analysis to help uncover suspicious patterns in large data sets. We implemented unsupervised machine learning to learn behaviors and create configurable rules that adjust to new information that comes into the system. We can uncover patterns that are likely associated with fraud – ones that a human might have missed.
- Use AI/ML tools to automate your existing systems and teams. These tools enable humans to work smarter and more efficiently. We automate anomaly detection and create dashboards for adjudicators to rapidly process claims. We are enabling the Wisconsin Department of Workforce Development by implementing automatic calculations and processing of recharge amounts, resulting in faster processing times and fewer human errors. Proactive fraud detection and timely calculation of recharge payment allowed DWD to ensure the benefits reached the right individuals.
- Build flexibility into your systems. We discovered that fraud patterns change over time. For instance,flags for fraud during March-May 2020 were vastly different from those we found in June-July 2020. Google Cloud tools make it easy to continually update algorithms to detect patterns and integrate external data sources.
Using Google Cloud tools, we can update digital infrastructure and incorporate machine learning best practices to help organizations efficiently process large volumes of claims and identify high probability fraudulent ones. SpringML provides consulting and implementation services and industry-specific analytics solutions that deliver high-impact business value to accelerate data-driven digital transformation. Learn more about fraud detection and how to improve improper payments analytics by watching our webinar.
Explore the Complete Startups’ Technical Guide on Google Cloud Tech Channel

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1:30 Minutes
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Bootstrap your Startup with our technical guided series
At Google Cloud, we want to provide you with the access to all the tools you need to grow your business. Through the Google Cloud Technical Guides for Startups, leverage industry leading solutions with how-to video guides and resource handbooks curated for startups.
This multi-series contains 3 chapters: Start, Build and Grow, which matches your startup’s stage of growth:
- The Start Series: Begin by building, deploying and managing new applications on Google Cloud from start to finish.
- The Build Series: Optimize and scale existing deployments to reach your target audiences.
- The Grow Series: Grow and attain scale with deployments on Google Cloud.
Kick off with The Start Series
The Start Series is designed to help your startup begin building, deploying and managing new applications on Google Cloud from start to finish. The series contains 12 videos and is dedicated to those who are starting out their cloud journey with Google Cloud. From setting up your project, to choosing the right compute option, to configuring your networking to managing your databases, and understanding support and billing – the Start Series guides you at every step of the journey.
Check out our website and our Google Cloud Technical Guides for Startups full playlist.
Coming up next – The Build Series
Launch into the next part of the journey continuing from the Start Series, with the upcoming Build Series, where we will be focusing on the optimization and scaling of existing deployments to help your startups reach your target audiences.
Join us by checking out the video series on the Google Cloud Tech channel, and subscribe to stay up to date.
See you in the cloud!
Prepare for the Unknown in Supply Chain with SAP IBP and Google Cloud

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3:00 Minutes
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Responding to multiple, simultaneous disruptive forces has become a daily routine for most demand planners. To effectively forecast demand, they need to be able to predict the unpredictable while accounting for diverse and sometimes competing factors, including:
- Labor and materials shortages
- Global health crises
- Shifting cross-border restrictions
- Unprecedented weather impacts
- A deepening focus on sustainability
- Rising inflation
Innovators are looking to improve demand forecast accuracy by incorporating advanced capabilities for AI and data analytics, which also speed up demand planning. According to a McKinsey survey of dozens of supply chain executives, 90% expect to overhaul planning IT within the next five years, and 80% expect to or already use AI and machine learning in planning.
Google Cloud and SAP have partnered to help customers navigate these challenges and supply chain disruptions starting with the upstream demand planning process, focusing on improving forecast accuracy and speed through integrated, engineered solutions. The partnership is enabling demand planners who use SAP IBP for Supply Chain in conjunction with Google Cloud services to access a growing repository of third-party contextual data for their forecasting, as well use an AI-driven methodology that streamlines workflows and improves forecast accuracy. Let’s take a closer look at these capabilities.
Unify data from SAP software with unique Google data signals
When it comes to demand forecasting and planning, the more high-quality and relevant contextual data you use, the better, because it helps you understand the influencing factors of your product sales to sense trends and react to disruptions or capitalize on market opportunities more timely and accurately.
The expanded Google Cloud and SAP partnership helps customers who use SAP® Integrated Business Planning for Supply Chain (SAP IBP for Supply Chain) bring public and commercial data sets that Google Cloud offers into their own instances of SAP IBP and include them in their demand planning models in SAP IBP. So, in addition to sales history, promotions, stakeholder inputs and customer data that are typically in SAP IBP, a demand planner can incorporate their advertising performance, online search, consumer trends, community health data, and many more data signals from Google Cloud when working through demand scenarios.
More data enables more robust and accurate planning, so Google continues to build an ecosystem of data providers and grow the number of available data sets on Google Cloud. Some current providers include the U.S. Census Bureau, the National Oceanic and Atmospheric Administration, and Google Earth, and partnerships are underway with Crux, Climate Engine, Craft, and Dun & Bradstreet to help companies identify and mitigate risk and build resilient supply chains.
Augmenting demand planning with additional external causal factor data is a starting point to drive more accurate forecasting. For example, knowing what regional events may be happening, or the weather patterns that may impact sales of your products, allows you to react faster to these changes by making sure adequate supply is being provided. The result is a more accurate overall plan that reduces resource waste and out-of-stock events. Planners can respond with more accurate and granular daily predictions about sales, pricing, sourcing, production, inventory, logistics, marketing, advertising, and more based on the expanded data.
Get more accurate forecasts with Google AI inside
Extending the already expansive algorithm selection available in SAP IBP, the release of version 2205 allows SAP IBP customers to access Google Cloud’s supply chain forecasting engine, which is built on Vertex AI — Google Cloud’s AI-as-a-platform offering — from within SAP IBP as part of their forecasting process.
The benefit of using an AI-driven engine for demand forecasting is that it meaningfully improves forecast accuracy. Most demand forecasting today is done through a manually set, rules-based model versus an AI-driven model that is smarter and gets better at predicting demand as it works.
Take the fastest path from data to value with streamlined workflows
Vertex AI can include relevant contextual data sets for demand planning, and the results can be shown in SAP IBP for planners to incorporate when building their workflows.
In addition to more accurate forecasts, planners can work faster and more efficiently as they build potential scenarios, meaning they can do more simulations than they do now so that a wider range of disruptions can be modeled. Customers of SAP IBP don’t have to do any of the heavy lifting. They just have to share their data from SAP IBP with Google, then access the process workflow capabilities to set up automated workflows that use the combined data. Google makes the data available so that planners can use it as they’re setting up their workflows in Vertex AI.
Users of the Google Supply Chain twin and SAP IBP can combine the rich planning data from IBP with additional SAP data and other Google data sources to provide better supply chain visibility. The Google Supply Chain twin is a real-time digital representation of your supply chain based on sales history, open customer orders, past and future promotions, pricing and competitor insights, consumer history signals, external data signals and Google data.
Leverage Google data signals with SAP IBP for more accurate forecasts
It’s not difficult to access these new capabilities, and the benefits are more accurate near-term forecasts and more return on your investments in SAP IBP and Google Cloud. If you happen to be at the Gartner Supply Chain Symposium from June 6-8th in Orlando, Florida, stop by our booth to say hello. Or, get started now
How AI-powered ML Models Helps Run Unemployment Claims Verification at Scale

8406
Of your peers have already read this article.
2:00 Minutes
The most insightful time you'll spend today!
With unemployment application submissions reaching record numbers over the past year, state and local agencies in the United States have faced the challenge of processing unprecedented numbers of claims per week. The digital infrastructure most agencies have in place is unable to handle this volume, resulting in constituents waiting longer, and bad actors taking advantage of vulnerable systems. The Department of Labor Inspector General estimates that $63 billion in claims distributed is either an improper payment or fraud.
Validating claims also requires secure data sharing with other agencies for document and identity verification. Government leaders need a way to allow case adjudicators to quickly and confidently release backlogged claims, integrate with existing systems, and segment legitimate claims from potentially fraudulent ones — all within limited government budgets — securely and at scale.
Implementing a fraud detection solution on Google Cloud
States were under pressure to release payments, while also filtering out potentially fraudulent claims. SpringML and Google Cloud developed a framework to give adjudicators a reliable verification process that quickly filters potentially fraudulent claims, while processing the remaining claims so benefits reach citizens in a timely manner. SpringML and Google Cloud, applied AI-powered machine learning models to detect anomalous patterns in large datasets. Using Google Cloud tools, SpringML implemented a solution to streamline workflows, improve efficiencies, automate processes and identify potentially fraudulent claims.
SpringML used a variety of Google Cloud products to deliver a fraud detection solution, including:
- Google Cloud Storage to store and manage data
- BigQuery to store tabular data and BigQuery Machine Learning (BQML) to conduct machine learning on that data
- AutoML solutions to build predictive models and risk scoring
- Visualization tools such as Looker and Data Studio to present data and help government leaders make informed decisions.
Implementing machine learning to detect improper payments allows agencies to classify claims as “fraud” or “not fraud” based on the number of flags, as well as prioritize the most urgent claims. Deploying intelligent virtual agents to handle frequently asked questions meant that live agents could focus their time on more challenging cases.
Even once the pandemic is behind us, there will be bad actors trying to take advantage of overwhelmed or legacy systems. We’ve identified a few best practices for agencies managing enormous case loads and looking to improve improper payment analytics:
- Move your systems to the cloud. Many on-premises legacy systems can’t update their applications and scale to meet the volume of claims. Moving to a cloud environment enables rapid solution deployment and ingestion of large amounts of data without fear of overloading the system. The cloud scales with you–cost-effectively and securely.
- Understand patterns in the data. The answer is always in the data — we used deep analysis to help uncover suspicious patterns in large data sets. We implemented unsupervised machine learning to learn behaviors and create configurable rules that adjust to new information that comes into the system. We can uncover patterns that are likely associated with fraud – ones that a human might have missed.
- Use AI/ML tools to automate your existing systems and teams. These tools enable humans to work smarter and more efficiently. We automate anomaly detection and create dashboards for adjudicators to rapidly process claims. We are enabling the Wisconsin Department of Workforce Development by implementing automatic calculations and processing of recharge amounts, resulting in faster processing times and fewer human errors. Proactive fraud detection and timely calculation of recharge payment allowed DWD to ensure the benefits reached the right individuals.
- Build flexibility into your systems. We discovered that fraud patterns change over time. For instance,flags for fraud during March-May 2020 were vastly different from those we found in June-July 2020. Google Cloud tools make it easy to continually update algorithms to detect patterns and integrate external data sources.
Using Google Cloud tools, we can update digital infrastructure and incorporate machine learning best practices to help organizations efficiently process large volumes of claims and identify high probability fraudulent ones. SpringML provides consulting and implementation services and industry-specific analytics solutions that deliver high-impact business value to accelerate data-driven digital transformation. Learn more about fraud detection and how to improve improper payments analytics by watching our webinar.
Largest Beauty Retailer in the US Powers Digital Transformation with Google Cloud Smart Analytics

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3:15 Minutes
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Digital technology offers increasing flexibility and choice to consumers. As a result, the retail industry is dramatically shifting toward more tailored and personalized experiences for shoppers, and businesses are rethinking how they deliver value to customers.
This couldn’t be more true for the beauty retailing industry where leading companies are turning to digital technology to create customized shopping experiences.
At Google Cloud, we’re particularly excited about our work with Ulta Beauty, the largest beauty retailer in the United States with more than 1196 stores in all 50 states, and how the company is using Google Cloud technology solutions to power personalization and redefine beauty retailing.
Established in 1990, Ulta Beauty has had incredible success as a company, and as customers become more discerning and curious about their purchases, the company is finding new ways to meet their changing needs.
Recently, leaders at Ulta Beauty recognized a huge opportunity to complement and enhance the shopping experience by helping beauty enthusiasts navigate through more than 500 brands and 25,000 products carried in their stores and online channel.
They decided to leverage the data from Ulta Beauty’s successful Ultamate Rewards loyalty program to create and offer more unique and personalized user experiences.
With more than 30 million members generating data through sales, transactions, product reviews, and social media engagement, Ulta Beauty’s Loyalty Program creates a comprehensive data set, and the company sought the right technology partner to help organize, analyze and transform that data into valuable insights for its customers.
Ulta Beauty’s leaders knew they had an opportunity to leverage data analytics and machine learning to reach customers in new ways, enhance the guest experience, and continue to grow their active loyalty member base. After considering a number of cloud providers, they chose to expand their existing partnership with Google Cloud.
“Google Cloud listened to our needs and worked in tandem with our engineering team to address our challenges,” said Michelle Pacynski, vice president of digital innovation at Ulta Beauty. “The ease of working with the Google Cloud team and their breadth of experience made the decision a no-brainer, laying the foundation for a great partnership.”
In 2019, Ulta Beauty announced it was working with Google Cloud Platform to unify and organize its data, using:
- BigQuery to perform data analysis and generate dynamic content, personalized product recommendations, and event-based messages for customers.
- Cloud Storage to provide highly available, secure, resilient and cost-effective access to data across the entire enterprise.
- Compute Engine for the high-performance scalability needed to grow with customer demand while painlessly migrating existing applications to the cloud.
- Anthos to build a hybrid cloud foundation that allows their applications to take advantage of all this data, combining the power and flexibility of GKE with the ability to leverage their existing investment in secure infrastructure on-premises.
Our partnership with Ulta Beauty has enabled increased engagement with customers in store and online, and the creation of new tools and capabilities, including a new Virtual Beauty Advisor tool to deliver tailored recommendations and help shoppers choose the right products, and a Customer Conversation Platform that’s enabling deeper connections with guests, ultimately driving customer loyalty.
“It’s been a really efficient process so far due in part to the ease of working with the Google team,” said Michelle Pacynski, vice president of digital innovation at Ulta Beauty. “They’re experienced, approachable, and their can-do style makes for a great partnership. They listened to our needs and worked in tandem with our engineering team, figuring things out, and getting it done.”
How Companies can Improve Scalability, Flexibility, and Reliability While Reducing Costs: Tips from Route4Me

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3:30 Minutes
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Google Cloud Results
- Improves application performance by 8x to 12x; customers can create increasingly complex optimized driving routes in single-digit seconds
- Improves customer satisfaction via increased reliability and greater application performance
- Focuses on adding value to customers by improving software and algorithms, not infrastructure management
- Saves 5x in infrastructure costs
In 2009, Dan Khasis needed to rent an apartment. His search had him driving around the greater New York City area in unfamiliar areas, scattershot-style, often ending up where he started. The frustrating experience led the serial entrepreneur to launch Route4Me, a smartphone navigation app to help consumers create driving routes optimized for multiple stops.
Soon, business users recognized Route4Me’s value and requested enhancements specifically for them. While route optimization apps for big businesses already existed, they were almost exclusively offline desktop programs that were expensive to purchase, deploy, and get trained on. Recognizing the opportunity, Route4Me developed an affordable route optimization solution across various devices, such as smartphones, smartwatches, and telematics devices. The software was tailored to logistics-intensive businesses such as last-mile delivery services and business units conducting field sales, field service, and field marketing functions.
As Route4Me grew its user base, it became clear that its infrastructure of rented, dedicated servers from various providers wasn’t sustainable. “The hardware costs seemed low, but there were many risks and hidden costs,” says Dan Khasis, Co-founder and CEO at Route4Me. For example, “Multi-zone disaster recovery, high availability, automated failover, and on-demand surging of many nodes was simply impossible,“ he adds.
Because under the hood Route4Me’s routing optimization platform requires complex computations, the company needed a globally scalable infrastructure capable of delivering low latency and high throughput. Route4Me also needed to stay competitive by developing and delivering new services as quickly and efficiently as possible.
For these and other reasons, Route4Me moved 100% into the cloud. “Like many entrepreneurial software companies, we test all the latest technologies we can find before upgrading. Typically we go with the fastest technology, with a strong bias towards open source and open standards,” Khasis says. Based on extensive testing, Route4Me selected Google Cloud Platform (GCP). Along with the scalability, flexibility, reliability, and low-cost structure of GCP, Route4Me had already migrated its entire platform to containerized microservices, which Khasis says “are extremely stable and reliable” on Google Kubernetes Engine. While Route4Me has proprietary routing and route optimization engines, it uses Google Maps for high-precision geocoding and as the frontend.
With GCP, Route4Me has reduced its IT infrastructure costs while delivering faster route optimizations and more reliable service to customers. Because of GCP, the company is also planning to add services that will deliver the fastest possible routing simulations and calculations to customers at a price that Khasis says is “impossible without a mature cloud-based platform like GCP.”
Unexpected savings, pleasant surprises
The migration to GCP and Kubernetes Engine required Route4Me to revamp its Service-Oriented Architecture (SOA) and convert millions of lines of code into containerized microservices running on Kubernetes Engine. With more than 150 microservices and thousands of add-on modules and features offered on the Route4Me platform, the migration took several months. But the transition, which began in May 2017 and concluded toward year’s end, went smoothly. “Thanks to the reliability and open source portability of Google Kubernetes Engine, Route4Me experienced one-tenth of the problems that we’ve had when onboarding to other cloud providers,” says Khasis.
Halfway into the migration, Route4Me engineers discovered an unexpected cost savings. The ability to run preemptible virtual machine (VM) instances with Kubernetes Engine resulted in a 90% savings in infrastructure costs, according to Khasis.
The engineering team was also pleasantly surprised by the improved intra-system latency and performance between the Google network and those of third-party systems and other data centers that Route4Me connects to. Overall latency dropped from 8x to 12x. “Where it used to take 8 to 14 seconds to plan a complicated route, now it takes as little as 2 seconds,” Khasis says. Route4Me is also running most of its transactional and operational data through Google BigQuery for a variety of business use cases, including complex machine learning tasks such as geospatial analytics, geospatial pattern detection, and synthetic density.
Scaling while delivering great performance
Route4Me algorithms take into account such data as driving distance, driving time, who’s driving, the day of the week, the vehicle being used, weather conditions, and dozens of other attributes. “All those scenarios and data have to be run in near real time,” Khasis explains. The Route4Me system must access multiple internal and external databases, aggregate all the information in parallel, and deliver it using a high-speed infrastructure platform.
“Our core services and algorithms work much faster on a Google architecture, bringing the total time to solve a complex route problem down to single-digit seconds.” “Many of those steps are resource-intensive,” Khasis adds. “With Kubernetes Engine clusters, we can do much more, scaling up and down as needed, and still deliver great performance to customers around the world.”
Because of its scale, Route4Me built its own automation system for marketing, support, and communications with its customers. “Since we moved our proprietary marketing automation system to GCP, we began delivering our omni-channel marketing communications more reliably, and the correct message reached customers faster and at just the right moment,” says Khasis. “That’s translated to happier customers and increased revenue.”
Customer satisfaction has increased, too, because Route4Me’s users experience far fewer slowdowns than before due to the reliability of GCP. The reliability also means the company spends less time worrying about certain clusters or servers going down for extended periods of time. “We have zero sysadmins, which was the Achilles heel of some of my previous startups,” says Khasis. “So we can focus on software development rather than infrastructure management.”
In order to scale as needed and develop new features, Khasis had expected the company would need to hire more SysAdmin, DevOps, and SecOps staff. “But once we migrated to the modern GCP environment, we didn’t have to make those hires. We saved a lot of money by not having to hire, train, and manage more people,” explains Khasis.
Flexible GCP pricing, in which customers only pay for what they use, has saved Route4Me money on its IT infrastructure. “Preemptible server pricing on GCP is so aggressive,” Khasis says. “If servers are automatically shut off for a certain time period, we don’t pay for them for that period. And if servers are on for a certain amount of time, we get an automatic 30% discount. We’re saving money on the platform with fixed and dynamic workloads.”
Per-second billing with GCP also helps Route4Me cut costs. “If it only takes 25 seconds to do something, we only pay for those 25 seconds,” Khasis says. For the same 25 seconds, other cloud providers might charge for 10 minutes usage or even an hour.”
Road map for the future
In the coming year, Route4Me plans to offer additional add-ons as part of its self-service marketplace, providing customers with transparent pricing on highly complex route optimizations. The service will be extremely valuable to heavy users. For instance, if an organization has to visit 50,000 locations by a certain time, it might wonder if it needs to add 20 people to make that happen and how much it’s going to cost. “Because we’re on GCP, our customer can run a variety of complicated routing scenarios to see which one is the most efficient in seconds instead of minutes,” says Khasis. “As far as I know, none of our competitors can offer that kind of service, giving us an edge as well as a new revenue stream.”
Going forward, Route4Me will begin migrating a huge portion of its core routing optimization platform to Google Google Cloud Spanner. “We want to take further advantage of Cloud Spanner, which comes closest to the CAP theorem and permits us to operate an infinitely scalable and nearly indestructible platform,” Khasis says.
As one example, Route4Me receives telematics data, such as GPS coordinates, from Internet of Things (IoT) devices in smartphones and vehicles, and performs complex algorithmic analysis running on Cloud Spanner. This provides real-time return on investment (ROI) information, so customers can see how much money they’re saving by using Route4Me routing optimization services.
“In order to help as many logistics-intensive businesses as possible, we intend to migrate our proprietary mapping, routing, and route optimization services to Cloud Spanner to take advantage of its extreme reliability and redundancy, and the multi-availability zones of Google Cloud Platform,” says Khasis.
Route4Me also plans to leverage Google machine learning technology, in part to make its routing solution available for use in autonomous and drone vehicles, as well as decentralized edge computing deployments. In addition, Google security and encryption technology will help the company expand its offerings to the heavily regulated medical industry.
Over 60 Route4Me team members use G Suite for almost everything. ”We’re interested in using everything possible with G Suite. We get inspiration from G Suite, too. A lot of thinking and effort went into improving G Suite, and we use that as inspiration to improve own products.”
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